BOX TRUCK FINANCING & STRAIGHT TRUCK LOANS
Get Your Route Rolling
Every day a box truck sits idle is a day of missed deliveries. Commercial Equipment Financing (CEF) makes box truck financing fast and simple for delivery companies, movers, contractors and last-mile carriers. Buy new or used from a dealer or a private seller, and add a trailer or more units as you grow. Part of our wider commercial truck financing program.
NEW & USED BOX TRUCK FINANCING
Whether you are buying a new box truck off the lot or a used unit with solid miles left, we structure the loan around the truck. Terms reflect its age, condition and value, so the payment fits your routes instead of a one-size-fits-all deal. Business vehicles may also qualify for a tax deduction, so review IRS Publication 946 on Section 179 and check with your tax advisor.
FIRST BOX TRUCK & STARTUP FINANCING
Launching a delivery business, going into last-mile contracting or buying your first box truck? Limited time in business does not have to stop you. We look at your experience, down payment and the truck itself, not just a credit score, so new owners can get approved.
BOX TRUCK FINANCING WITH BAD CREDIT
A past credit problem or a slow stretch does not close the door. Many lenders will not consider a box truck loan with tough credit. We do, and we work with the collateral and your operation to find workable terms, with a path to refinance as your credit improves.
STRAIGHT TRUCKS, 16 TO 26 FOOT
We finance straight trucks and box trucks from 16 to 26 feet, including Isuzu, Freightliner, Hino, Ford and International models. Many units under 26,001 lbs GVWR do not require a CDL, which makes them a popular first truck for new owner operators.
LIFTGATE, REEFER & SPECIALTY BOX TRUCKS
Need a liftgate for furniture and appliance delivery, or a refrigerated body for food and pharma? We finance liftgate, reefer, dry freight and specialty box trucks, and can bundle upfitting into the loan where it makes sense.
OLDER & PRIVATE PARTY BOX TRUCKS
Found a good box truck from a private seller or an older unit with high mileage? Many lenders will not touch it. We finance older trucks and private party deals when the numbers make sense, so you can grab the right truck at the right price.
