BUILT FOR THE LONG HAUL

Truck Financing

Trucks that work as hard as your do—financed with speed and flexibility so you can stay on the road and in control.

BUILD YOUR FLEET, YOUR WAY

Own the Road

Scale local deliveries and take on longer routes—truck financing gives you the flexibility to grow. At CEF, we fund the rigs so you grow sustainably—with speed, simplicity, and a deep understanding of the road ahead.

Buying a tractor for over-the-road work? See our semi truck financing page for sleeper, day cab, used, and bad credit options.

Need to finance a tow truck or wrecker instead? See our tow truck and wrecker financing page. We also finance trailers and box trucks as standalone deals. For other vehicle types, see our dump truck financing, bucket truck financing and cargo van financing pages.

Row of semi truck cabs lined up in a fleet yard
Fleet of blue 18 wheeler semi trucks parked in a row

SLEEPER TRUCKS

Built for long hauls and overnight runs, sleeper trucks are essential for freight carriers and independent operators. We finance a wide range of models designed for comfort, performance, and serious mileage.

Learn more about semi truck financing for owner operators and fleets.

DAY CABS

Perfect for regional hauls and short-route logistics, day cabs offer power without the need for sleeper space. Our financing covers both new and used day cab trucks across multiple classes and specs.

See all of our semi truck loan options.

BOX TRUCKS

Ideal for last-mile delivery, moving services, and local distribution, box trucks offer versatility and easy maneuverability. We provide financing for light-, medium-, and heavy-duty box trucks tailored to your business needs. Learn more about box truck financing.

Request Information

Get your hands on the right equipment, without the wait.

  • Credit Score: 650+ preferred for the best rates
  • Time in Business: 3+ years with a CDL is ideal—but we also work with startups
  • Down Payment: Varies by deal—put down what makes sense for your business
  • BUILD YOUR FLEET, YOUR WAY

    Own the Road

    Scale local deliveries and take on longer routes—truck financing gives you the flexibility to grow. At CEF, we fund the rigs so you grow sustainably—with speed, simplicity, and a deep understanding of the road ahead.

    Buying a tractor for over-the-road work? See our semi truck financing page for sleeper, day cab, used, and bad credit options.

    Need to finance a tow truck or wrecker instead? See our tow truck and wrecker financing page. We also finance trailers and box trucks as standalone deals. For other vehicle types, see our dump truck financing, bucket truck financing and cargo van financing pages.

    Row of semi truck cabs lined up in a fleet yard

    SLEEPER TRUCKS

    Built for long hauls and overnight runs, sleeper trucks are essential for freight carriers and independent operators. We finance a wide range of models designed for comfort, performance, and serious mileage.

    Learn more about semi truck financing for owner operators and fleets.

    DAY CABS

    Perfect for regional hauls and short-route logistics, day cabs offer power without the need for sleeper space. Our financing covers both new and used day cab trucks across multiple classes and specs.

    See all of our semi truck loan options.

    BOX TRUCKS

    Ideal for last-mile delivery, moving services, and local distribution, box trucks offer versatility and easy maneuverability. We provide financing for light-, medium-, and heavy-duty box trucks tailored to your business needs. Learn more about box truck financing.

    Fleet of blue 18 wheeler semi trucks parked in a row

     

    • Credit Score: 650+ preferred for the best rates
    • Time in Business: 3+ years with a CDL is ideal—but we also work with startups
    • Down Payment: Varies by deal—put down what makes sense for your business