Types of Tow Equipment We Finance
When a call comes in, your truck has to be ready. Whether you run a one-truck roadside business or a fleet handling recoveries, repos and highway response, we structure tow truck loans around how towing companies actually earn. Our team is based in Addison, Texas. Tough credit? See bad credit truck financing. Adding several trucks? See commercial fleet financing. Vehicles over 6,000 lbs GVWR may qualify for a Section 179 deduction. See our Section 179 vehicle guide.
Light Duty Tow Truck Financing
Roadside assistance, repos and city recoveries. Finance the light duty tow trucks that keep short-haul and everyday calls moving.
Rollback and Carrier Financing
Rollbacks and carriers for volume business, including dealer and auction transport. Medium duty equipment that pays for itself on repeat jobs.
Heavy Duty Wrecker Financing
Large recovery and highway response. Finance heavy duty wreckers built for demanding jobs.
What You Need to Qualify for Tow Truck Financing
Qualifying for tow truck financing is straightforward. We review a few basics so we can structure the right deal for your business:
- Time in business or industry experience
- Credit and financial history
- Down payment, if applicable, based on the equipment and your profile
- Basic business and equipment information
Not sure what to have ready? See our guide to the documents you need to apply for commercial equipment financing, then apply online and qualify in two hours or less.
Many operators also use financed equipment to claim Section 179 depreciation deductions, so it is worth checking with your tax advisor about how a new or used tow truck purchase fits your year-end planning.
Request a Tow Equipment Financing Quote
Apply Today: Qualify in Two Hours or Less
Tow Truck Financing FAQs
Most applicants get a decision the same day, often within two hours. Once approved, we move to electronic closing so you can get the truck on the road quickly.
We finance light duty tow trucks, rollbacks and carriers, and heavy duty wreckers, new or used, for one truck operators and larger fleets.
We look at more than a credit score. Time in business, overall financial history and the equipment itself all factor into approval, so operators with a range of credit profiles can qualify.
A down payment is sometimes required depending on the equipment and your business profile, but many deals can be structured with little to no money down.
Yes. We offer used tow truck financing and wrecker financing for new or used equipment, including rollbacks, carriers and heavy duty wreckers.
Basic business and equipment information gets most applications through. See our guide to the documents you need to apply for commercial equipment financing for a full list.
