Equipment Financing

BUSINESS EQUIPMENT LOANS FOR OWNERS, CONTRACTORS & OPERATORS

Forklifts, generators, machinery and more. New or used, one machine or a full fleet. We finance the equipment with terms that fit your cash flow.

EQUIPMENT FINANCING & MACHINERY LOANS

Put Your Equipment to Work

Equipment that is not running is not earning. Whether you are replacing an aging machine, expanding your operation or opening a new location, Commercial Equipment Financing (CEF) makes equipment financing fast and simple. We finance new and used equipment from dealers and private sellers. Need something more specific? See our construction equipment financing, farm equipment financing, waste and septic financing, medical equipment financing, VoIP and telecom financing or commercial truck financing.

Forklift moving pallets in a warehouse, forklift and equipment financing
Interlocking gears representing machinery and equipment financing

NEW & USED EQUIPMENT FINANCING

Buying new from a dealer or a used machine from a private seller? We finance both. Terms reflect the equipment’s age, condition and value, so your payment fits your operation instead of a one-size-fits-all deal. Business equipment may also qualify for a tax deduction, so review IRS Publication 946 on Section 179 and check with your tax advisor.

FORKLIFT FINANCING

We finance electric and internal combustion forklifts, reach trucks, pallet jacks, order pickers and rough terrain forklifts for warehouses, manufacturers, distributors and yards. New or used, one lift or a whole fleet.

GENERATOR & POWER EQUIPMENT FINANCING

Need backup power or jobsite power? We finance portable and standby generators, light towers and related power equipment for contractors, event companies, farms and businesses that cannot afford downtime.

MACHINERY & INDUSTRIAL EQUIPMENT FINANCING

From fabrication and packaging machinery to conveyors, compressors and shop equipment, we finance the machinery that keeps production moving. Tell us what you need and we will build the loan around it.

EQUIPMENT FINANCING FOR STARTUPS

Opening a new business or adding a new line of work? Limited time in business does not have to stop you. We look at your experience, down payment and the equipment itself, not just a credit score, so new owners can get approved.

EQUIPMENT FINANCING WITH BAD CREDIT

A past credit problem or a slow season does not close the door. Many lenders will not consider an equipment loan with tough credit. We do, and we work with the equipment and your operation to find workable terms, with a path to refinance as your credit improves.

EQUIPMENT FINANCING & MACHINERY LOANS

Put Your Equipment to Work

Equipment that is not running is not earning. Whether you are replacing an aging machine, expanding your operation or opening a new location, Commercial Equipment Financing (CEF) makes equipment financing fast and simple. We finance new and used equipment from dealers and private sellers. Need something more specific? See our construction equipment financing, farm equipment financing, waste and septic financing, medical equipment financing, VoIP and telecom financing or commercial truck financing.

Forklift moving pallets in a warehouse, forklift and equipment financing

Request Information

Get the right equipment, without the wait.

NEW & USED EQUIPMENT FINANCING

Buying new from a dealer or a used machine from a private seller? We finance both. Terms reflect the equipment’s age, condition and value, so your payment fits your operation instead of a one-size-fits-all deal. Business equipment may also qualify for a tax deduction, so review IRS Publication 946 on Section 179 and check with your tax advisor.

FORKLIFT FINANCING

We finance electric and internal combustion forklifts, reach trucks, pallet jacks, order pickers and rough terrain forklifts for warehouses, manufacturers, distributors and yards. New or used, one lift or a whole fleet.

GENERATOR & POWER EQUIPMENT FINANCING

Need backup power or jobsite power? We finance portable and standby generators, light towers and related power equipment for contractors, event companies, farms and businesses that cannot afford downtime.

MACHINERY & INDUSTRIAL EQUIPMENT FINANCING

From fabrication and packaging machinery to conveyors, compressors and shop equipment, we finance the machinery that keeps production moving. Tell us what you need and we will build the loan around it.

EQUIPMENT FINANCING FOR STARTUPS

Opening a new business or adding a new line of work? Limited time in business does not have to stop you. We look at your experience, down payment and the equipment itself, not just a credit score, so new owners can get approved.

EQUIPMENT FINANCING WITH BAD CREDIT

A past credit problem or a slow season does not close the door. Many lenders will not consider an equipment loan with tough credit. We do, and we work with the equipment and your operation to find workable terms, with a path to refinance as your credit improves.

Interlocking gears representing machinery and equipment financing

Equipment Financing FAQs

Find the equipment you want, then apply with CEF. We review your credit, experience and the equipment itself, and we work to get you a fast approval with terms that fit your operation. Call (469) 531-9460 or apply online to get started.

Forklifts, generators, machinery, industrial and shop equipment, construction equipment, waste and sanitation equipment, medical equipment and telecom equipment, new or used. If it helps your business earn, ask us.

Yes. We work with a wide range of credit profiles. Approval looks at the equipment, your down payment, your time in business and your overall operation, not just a score. Some deals need more down or carry a higher rate, and you can often refinance later as your credit improves.

Yes. We finance new and used equipment, including older units and private party purchases, when the numbers make sense.

Yes. Newer businesses can qualify based on experience, down payment and the equipment itself. Call us for a quick, no-obligation answer.