Heavy & Construction Equipment Financing

ESSENTIAL EQUIPMENT FINANCING FOR EVERY JOB SITE

When deadlines, crews, and projects depend on your equipment, your financing should be built to perform just as well.

WHEN EQUIPMENT FAILS, EVERYTHING STOPS

Keep the Job Moving

When a machine goes down, so does the crew, the schedule, and the paycheck. Every contractor knows that sound, the job stopping cold when a truck breaks down or a pump gives out mid-pour. That’s where we come in. At CEF, we move fast to help you replace or upgrade the equipment that keeps your operation running. No red tape. No drawn-out process. Just straightforward financing that gets the right gear back on-site, so work never stays still for long.

Many contractors use Section 179 to deduct the full cost of new or used construction equipment the year it is financed, including skid steers, excavators, dump trucks and rollers. Ask your CEF representative how a Section 179 deduction can work alongside your construction equipment financing. We also finance the trucks and trailers that haul your equipment. See our commercial truck financing, trailer financing and general equipment financing pages. See our Section 179 vehicle guide for how the deduction can apply to work trucks and vans over 6,000 lbs GVWR.

Contractors reviewing a job site with heavy equipment, dump truck financing for construction hauling
Concrete mixer truck at a construction site

DUMP TRUCK FINANCING

Every job starts and ends with moving material. Our dump truck financing gets you the reliable rigs that haul, load, and keep pace with the demands of your site, new or used. For dedicated dump truck and dump trailer loans, see our dump truck financing page.

SIDE DUMP & BELLY DUMP FINANCING

You know how it goes, the faster you move material, the sooner the next job starts. Whether you’re hauling rock, sand, or fill, we’ll help you get the right setup under your crew so you can keep the cycle moving and the checks coming in.

CONCRETE TRUCK & PUMP FINANCING

A bad pump or mixer can ruin a whole day’s work. That’s why we offer concrete truck financing and concrete pump financing to replace or upgrade your equipment fast, so the next pour goes off smooth and your crew isn’t standing around waiting on a machine.

ROLLER FINANCING

Crews can’t move forward until the base is solid. If your roller’s out or the job calls for more horsepower, we’ll get you the gear to keep things moving and the site on schedule.

SKID STEER & EXCAVATOR FINANCING

Skid steer financing and excavator financing for the machines that move earth, clear sites, and dig footings, on construction sites, landscaping crews, and forestry operations alike. New or used, we’ll structure a deal that fits how your crew actually works so digging and grading never wait on cash flow. We also finance mini excavators, backhoes, wheel loaders, bulldozers, cranes, telehandlers and compact track loaders, new or used, as part of our heavy equipment financing program. See our skid steer and excavator financing page.

NON-TITLED EQUIPMENT FINANCING

Saws, compressors, jackhammers, generators, the gear that keeps a site running when the big iron’s parked. You don’t think about it until it breaks, but you can’t work without it. We’ll help you get what your crew needs so the job doesn’t stall. Buying for a startup or have less than perfect credit? We look at more than a score. Business equipment may also qualify for a tax deduction, so review IRS Publication 946 on Section 179 and check with your tax advisor.

WHEN EQUIPMENT FAILS, EVERYTHING STOPS

Keep the Job Moving

When a machine goes down, so does the crew, the schedule, and the paycheck. Every contractor knows that sound, the job stopping cold when a truck breaks down or a pump gives out mid-pour. That’s where we come in. At CEF, we move fast to help you replace or upgrade the equipment that keeps your operation running. No red tape. No drawn-out process. Just straightforward financing that gets the right gear back on-site, so work never stays still for long.

Many contractors use Section 179 to deduct the full cost of new or used construction equipment the year it is financed, including skid steers, excavators, dump trucks and rollers. Ask your CEF representative how a Section 179 deduction can work alongside your construction equipment financing. We also finance the trucks and trailers that haul your equipment. See our commercial truck financing, trailer financing and general equipment financing pages.

Contractors reviewing a job site with heavy equipment, dump truck financing for construction hauling

Request Information

Get your hands on the right equipment, without the wait.

DUMP TRUCK FINANCING

Every job starts and ends with moving material. Our dump truck financing gets you the reliable rigs that haul, load, and keep pace with the demands of your site, new or used. For dedicated dump truck and dump trailer loans, see our dump truck financing page.

SIDE DUMP & BELLY DUMP FINANCING

You know how it goes, the faster you move material, the sooner the next job starts. Whether you’re hauling rock, sand, or fill, we’ll help you get the right setup under your crew so you can keep the cycle moving and the checks coming in.

CONCRETE TRUCK & PUMP FINANCING

A bad pump or mixer can ruin a whole day’s work. That’s why we offer concrete truck financing and concrete pump financing to replace or upgrade your equipment fast, so the next pour goes off smooth and your crew isn’t standing around waiting on a machine.

ROLLER FINANCING

Crews can’t move forward until the base is solid. If your roller’s out or the job calls for more horsepower, we’ll get you the gear to keep things moving and the site on schedule.

SKID STEER & EXCAVATOR FINANCING

Skid steer financing and excavator financing for the machines that move earth, clear sites, and dig footings, on construction sites, landscaping crews, and forestry operations alike. New or used, we’ll structure a deal that fits how your crew actually works so digging and grading never wait on cash flow. We also finance mini excavators, backhoes, wheel loaders, bulldozers, cranes, telehandlers and compact track loaders, new or used, as part of our heavy equipment financing program. See our skid steer and excavator financing page.

NON-TITLED EQUIPMENT FINANCING

Saws, compressors, jackhammers, generators, the gear that keeps a site running when the big iron’s parked. You don’t think about it until it breaks, but you can’t work without it. We’ll help you get what your crew needs so the job doesn’t stall. Buying for a startup or have less than perfect credit? We look at more than a score. Business equipment may also qualify for a tax deduction, so review IRS Publication 946 on Section 179 and check with your tax advisor.

Concrete mixer truck at a construction site

Request Information

Get your hands on the right equipment, without the wait.

We finance dump trucks, side and belly dumps, concrete pumps, rollers, skid steers, excavators and non-titled equipment like generators and compressors, new or used.

Construction Equipment Financing FAQs

We finance dump trucks, side and belly dumps, concrete pumps, rollers, skid steers, excavators and non-titled equipment like generators and compressors, new or used.

Yes. We offer skid steer financing and excavator financing for new and used machines, structured around how your crew actually works.

Yes. Landscaping equipment financing and forestry equipment financing are both available alongside our core construction equipment programs.

Most applicants get a decision the same day, often within two hours, with electronic closing to get equipment on-site quickly.

We look at more than a credit score. Time in business, overall financial history and the equipment itself all factor into approval. See bad credit equipment financing and startup equipment financing.

Request Information

Get your hands on the right equipment, without the wait.

We finance dump trucks, side and belly dumps, concrete pumps, rollers, skid steers, excavators and non-titled equipment like generators and compressors, new or used.